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Frequently asked questions
Policies typically cover a list of specific serious conditions, such as certain cancers, heart attacks or strokes. Each insurer’s definitions may differ.
Most policies provide a single lump‑sum payment, although some include additional features for multiple conditions.
Health and lifestyle information is usually requested, and some applications may involve further checks.
The lump sum can usually be used however the policyholder chooses, whether for treatment, bills or home adjustments.
No. Each policy has a defined list of conditions and set definitions for when a claim can be made.